Driving records & insurance guides

Choose the code or event you are dealing with. Each guide gives a direct answer, a practical checklist and the sources behind the important facts.

Speeding points

SP30 and SP50 insurance: preparing after speeding points

Check the exact speeding code, dates and policy questions before comparing or renewing car insurance.

Uninsured driving

Understand the IN10 code and separate a new insurance application from an existing offence, vehicle recovery or dispute.

Totting-up ban

Check the TT99 record, underlying endorsements and return-to-driving requirements before preparing a quote.

Drink-driving record

Separate DR10 record retention, licensing requirements and the insurer’s actual disclosure questions.

Phone and vehicle control

Understand the CU80 code-table range, handheld-phone penalty and licence-revocation issue before preparing insurance.

Returning to driving

Work through court conditions, licensing requirements and insurance start time before returning to the road.

Disclosure and dates

Keep DVLA record periods, rehabilitation law and insurance questions separate; avoid assuming one date answers all three.

Existing-policy change

Find the policy notification wording and prepare a clear provider conversation after a new endorsement or licence change.

During a ban

Separate a driving disqualification from the car’s insurance, off-road and storage arrangements.

Preparing a comparison

Prepare the exact records, ordinary car facts and policy questions without sharing personal conviction details with this website.