CU80 insurance and the six-point new-driver rule
CU80 concerns breach of requirements about control of a vehicle, such as mobile-phone use. Check the actual points on the record. GOV.UK states that illegal handheld-phone use carries 6 points and a £200 fine; six points can also trigger new-driver revocation.
Why the code table and phone penalty look different
DVLA’s endorsement table lists CU80 with 3 to 6 points. The separate GOV.UK handheld-device page states a 6-point penalty and £200 fine for the phone offence. These sources describe different levels of detail: the code category and the current specific offence.
Use the recorded award, dates and circumstances required by the provider. Do not choose three points from the range because it appears cheaper, or assume an old record must show six points without checking it. CU80 stays on the driving record for 4 years from the offence date.
Source: GOV.UK / DVLA: Endorsement codes and penalty points · GOV.UK: Using a phone, sat nav or other device when driving
Check new-driver status before arranging a journey
If a new driver gets 6 or more points within 2 years of passing the test, GOV.UK says the licence will be revoked. The process requires a new provisional licence and passing both parts of the test again to regain a full licence.
An insurance comparison is not a test booking, a provisional entitlement check or learner cover. If a licence has been revoked, use the official licensing route and confirm the insurance appropriate to any permitted learning arrangement.
For an existing policy, find the notification requirement
Read the policy instructions about new endorsements, pending matters and changes to licence status. A new conviction and a resulting revocation may need separate explanations. Do not assume that giving only the code answers a question about the current licence.
Ask the insurer or broker for clarification when wording is unclear. Retain any response and changed documents. The tool can organise questions for that conversation; it does not approve continued cover.
Source: Unlock: Insurance and convictions · GOV.UK / DVLA: View or share your driving licence information
Keep the comparison factual
Prepare the vehicle, main driver, use, mileage and parking information alongside the endorsement. If you can legally drive and are considering a new policy or renewal, use the application questions as written.
This guide does not attach a fixed loading to CU80 or rank insurers by willingness to accept it. A real offer is the evidence for price and terms; neither a code table nor a promotional page can predict the outcome.
Source: Quotezone: Convicted driver insurance · GOV.UK / DVLA: Endorsement codes and penalty points
A preparation example
Illustrative preparation: a recently qualified driver sees a six-point CU80 entry. They first check the licence-revocation position and official instructions, then discuss the correct insurance arrangement for the driving they are actually permitted to do.
Your checklist
- Check the exact CU80 entry and awarded points.
- Keep the offence date and any conviction documents.
- Check whether the two-year new-driver rule applies.
- Read the existing policy’s change requirements.
- Ask the provider about any ambiguity before relying on cover.
Questions answered
Why does your reference show 3 to 6 rather than simply 6?
It preserves the official code-table range and explains the separate current handheld-phone penalty. Your record is the source for the award in your case.
Will a black box undo licence revocation?
No. Telematics insurance is not a substitute for the licensing process.
Sources and boundaries
- GOV.UK / DVLA: Endorsement codes and penalty points
Official code definitions, points ranges and record-retention periods. Scope: Great Britain.
- GOV.UK: Using a phone, sat nav or other device when driving
Handheld-device law and penalties; check the actual endorsement on the record. Scope: Great Britain.
- GOV.UK / DVLA: New drivers: penalty points
Six-point revocation rule within two years of passing a test. Scope: Great Britain.
- Unlock: Insurance and convictions
Independent charity guidance on unspent convictions, questions and insurance disclosure. Not a personalised legal determination. Scope: Read alongside the applicable rehabilitation law.
- GOV.UK / DVLA: View or share your driving licence information
Official way to check the actual driving record; this site does not access a record. Scope: Great Britain.
- Quotezone: Convicted driver insurance
Evidence of the product category only. Not used to establish law, guaranteed insurer availability, prices or disclosure periods. Scope: UK commercial comparison service.
Sources can change. This guide is general preparation information and has not received independent professional legal or insurance review.