SP30 and SP50 insurance: preparing after speeding points
Check the exact speeding code, dates and policy questions before comparing or renewing car insurance.
Illustrative vehicle, not a customer story. Photograph: Vauxford / Wikimedia Commons · CC BY-SA 4.0
Check an endorsement code
Definitions and driving-record periods from the DVLA code table. A record period is not a disclosure deadline.
This reference covers selected Great Britain codes. For a Northern Ireland record, use nidirect / DVA.
Common codes: · · · ·
What are you dealing with?
Points on your licence
Check the code and the provider’s questions. Keep a new endorsement separate from an existing-policy change.
Start with speeding pointsReturning after a ban
Check licence and court conditions before planning road-use cover. A quote does not restore driving permission.
Check the return-to-driving stepsUnsure what to disclose
Record retention and spent-conviction rules are different. The exact insurance question matters.
Understand the separate checksOne question at a time
All 10 guidesIN10 insurance: what to prepare after uninsured driving
Understand the IN10 code and separate a new insurance application from an existing offence, vehicle recovery or dispute.
TT99 insurance after a totting-up disqualification
Check the TT99 record, underlying endorsements and return-to-driving requirements before preparing a quote.
DR10 insurance: preparing to return after drink driving
Separate DR10 record retention, licensing requirements and the insurer’s actual disclosure questions.
Facts first. Questions next.
Keep your records privately, mark what still needs checking, then use the right provider or licensing route.
Build my preparation checklistSeparate the decisions
- What does the driving record say?
- Are the conditions for driving satisfied?
- What is the provider actually asking?
- When does the final policy take effect?
The checklist does not calculate a premium, spent date or acceptance score.